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			<h1 id="page-title" class="asset-name">Legal</h1>
			
													<h2><span class="Apple-style-span" style="font-size: 13px; ">Last updated: February 13, 2011</span></h2>

			<p>These Terms of Service ("Terms") govern your access to and use of the services, websites, and
			applications offered by FinalsClub (the "Service"). Your access to and use of the Service is
			conditioned on your acceptance of and compliance with these Terms. By accessing or using the
			Service you agree to be bound by these Terms.</p>

			<h2>Use of the Service</h2>
			<p>You may use the Service only if you can form a binding contract with FinalsClub, and only in
			compliance with these Terms and all applicable local, state, national, and international laws,
			rules and regulations. You must provide us accurate information, including your real name, when
			you create your account on FinalsClub.</p>

			<p>We may, without prior notice, change the Service; stop providing the Service or features of the
			Service, to you or to users generally; or create usage limits for the Service.
			You are responsible for safeguarding the password that you use to access the Service and for
			any activities or actions under your password. We encourage you to use "strong" passwords
			(that use a combination of upper and lower case letters, numbers and symbols) with your
			account. FinalsClub will not be liable for any loss or damage arising from your failure to comply
			with these requirements.</p>

			<h2>User Content</h2>

			<p>"Content" means any information, text, graphics, or other materials uploaded, downloaded or
			appearing on the Service. You retain ownership of all Content you submit, post, display, or
			otherwise make available on the Service. </p>

			<h2>Your License to FinalsClub</h2>

			<p>By submitting, posting or displaying Content on or through the 
			Service, you grant us permission
			to share all content under a Creative Commons Attribution-Share Alike 
			3.0 Unported (CC BY-SA
			3.0) license.  For more information, see 
			http://creativecommons.org/licenses/by-sa/3.0.  Note
			that exceptions can be made upon request.  Or, if you would like more 
			information, please feel
			free to contact us (link to the contact page). 
			You agree that this license includes the right for other users of the 
			Service to modify your
			Content, and for FinalsClub to make your Content available to others for
			the publication,
			distribution, syndication, or broadcast of such Content on other media 
			and services, subject to
			our terms and conditions for such Content use. Such additional uses by 
			FinalsClub or others
			may be made with no compensation paid to you with respect to the Content
			that you submit,
			post, transmit or otherwise make available through the Service.We may 
			modify or adapt your Content in order to transmit, display or distribute
			it over computer
			networks and in various media and/or make changes to your Content as are
			necessary to
			conform and adapt that Content to any requirements or limitations of any
			networks, devices,
			services or media.</p>

			<h2>FinalsClub's Licenses to You</h2>

			<p>Subject to these Terms, FinalsClub gives you a worldwide, 
			royalty-free, non-assignable and nonexclusive license to re-post any of 
			the Content on FinalsClub anywhere on the rest of the web
			provided that the Content was added to the Service after April 22, 2008,
			and provided that the
			user who created the content has not explicitly marked the content as 
			not for reproduction, and
			provided that you: (a) do not modify the Content; (b) attribute 
			FinalsClub with a human and
			machine-followable link (an A tag) linking back to the page displaying 
			the original source of the
			content on FinalsClub.org (c) upon request, either by FinalsClub or a 
			user, remove the user's
			name from Content which the user has subsequently made anonymous; (d) 
			upon request, either
			by FinalsClub or by a user who contributed to the Content, make a 
			reasonable effort to update a
			particular piece of Content to the latest version on FinalsClub.org; and
			(e) upon request, either
			by FinalsClub or by a user who contributed to the Content, make a 
			reasonable attempt to delete
			Content that has been deleted on FinalsClub.org.
			Your Content will be viewable by other users of the Service and through 
			third party services and
			websites. You should only provide Content that you are comfortable 
			sharing with others under
			these Terms.
			All Content, whether publicly posted or privately transmitted, is the 
			sole responsibility of the
			person who originated such Content. We may not monitor or control the 
			Content posted via the
			Service. Any use of or reliance on any Content or materials posted via 
			the Service or obtained by
			you through the Service is at your own risk. We do not endorse, support,
			represent or guarantee
			the completeness, truthfulness, accuracy, or reliability of any Content 
			or communications posted
			via the Service or endorse any opinions expressed via the Service. You 
			understand that by using
			the Service, you may be exposed to Content that might be offensive, 
			harmful, inaccurate or
			otherwise inappropriate. Under no circumstances will FinalsClub be 
			liable in any way for any
			Content, including, but not limited to, any errors or omissions in any 
			Content, or any loss or
			damage of any kind incurred as a result of the use of any Content made 
			available via the Service
			or broadcast elsewhere.
			</p><p>You are responsible for your use of the Service, for any Content 
			you provide, and for any
			consequences thereof, including the use of your Content by other users 
			and third parties
			partners. You understand that your Content may be republished and if you
			do not have the right
			to submit Content for such use, it may subject you to liability. 
			FinalsClub will not be responsible
			or liable for any use of your Content by FinalsClub in accordance with 
			these Terms. You
			represent and warrant that you have all the rights, power and authority 
			necessary to grant the
			rights granted herein to any Content that you submit.We reserve the 
			right at all times (but will not have an obligation) to remove or refuse
			to distribute
			any Content on the Service and to terminate users or reclaim usernames. 
			We also reserve the
			right to access, read, preserve, and disclose any information as we 
			reasonably believe is
			necessary to (i) satisfy any applicable law, regulation, legal process 
			or governmental request, (ii)
			enforce the Terms, including investigation of potential violations 
			hereof, (iii) detect, prevent, or
			otherwise address fraud, security or technical issues, (iv) respond to 
			user support requests, or (v)
			protect the rights, property or safety of FinalsClub, its users and the 
			public.
			Rules
			You must not do any of the following while accessing or using the 
			Service: (i) use the Service for
			any unlawful purposes or for promotion of illegal activities; (ii) post 
			any Content (as defined
			below) or use the Service in violation of any applicable law (including 
			intellectual property laws,
			right of privacy or publicity laws, and any laws of a non-U.S. 
			jurisdiction applicable to you), or
			any contractual or other legal obligation; (iii) post Content that is 
			hateful, abusive, threatening,
			profane, or otherwise objectionable; (iv) post Content or use the 
			Service to create an impression
			that you know is incorrect, misleading, or deceptive, including by 
			impersonating others or
			otherwise misrepresenting your affiliation with a person or entity; (v) 
			publish or post other
			people's private or personally identifiable information without their 
			express authorization and
			permission; (vi) use the Service for the purpose of spamming anyone; 
			(vii) publish or link to
			malicious content intended to damage or disrupt another user's browser 
			or computer or to
			compromise a user's privacy; (viii) access or tamper with non-public 
			areas of the Service,
			FinalsClub's computer systems, or the technical delivery systems of 
			FinalsClub's providers; (ix)
			probe, scan, or test the vulnerability of any system or network or 
			breach or circumvent any
			security or authentication measures; (x) access or search or attempt to 
			access or search the
			Service by any means (automated or otherwise) other than through the 
			currently available,
			published interfaces that are provided by FinalsClub (and only pursuant 
			to those terms and
			conditions), unless you have been specifically allowed to do so in a 
			separate agreement with
			FinalsClub (crawling the Service is permissible in accordance with these
			Terms, but scraping the
			Service without the prior consent of FinalsClub except as permitted by 
			these Terms is expressly
			prohibited); (xi) forge any TCP/IP packet header or any part of the 
			header information in any
			email or posting, or in any way use the Service to send altered, 
			deceptive or false sourceidentifying information; or (xii) interfere 
			with or disrupt (or attempt to do so) the access of any
			user, host or network, including, without limitation, sending a virus, 
			overloading, flooding,
			spamming, mail-bombing the Service, or by scripting the creation of 
			Content in such a manner
			as to interfere with or create an undue burden on the Service.</p>

			<h2>Proprietary Rights</h2>

			<p>All right, title, and interest in and to the Service (excluding 
			Content provided by users) are and
			will remain the exclusive property of FinalsClub and its licensors. The 
			Service is protected by
			copyright, trademark, and other laws of both the United States and 
			foreign countries. Except asexpressly provided herein, nothing in the 
			Terms gives you a right to use the FinalsClub name or
			any of the FinalsClub trademarks, logos, domain names, and other 
			distinctive brand features.
			Any feedback, comments, or suggestions you may provide regarding the 
			Service is entirely
			voluntary and we will be free to use such feedback, comments or 
			suggestions as we see fit and
			without any obligation to you. </p>

			<h2>Copyright Policy</h2>

			<p>FinalsClub respects the intellectual property rights of others and expects users of the Service to
			do the same. We will respond to notices of alleged copyright infringement that comply with
			applicable law and are properly provided to us. If you believe that your Content has been copied
			in a way that constitutes copyright infringement, please provide our copyright agent with the
			following information in accordance with the Digital Millennium Copyright Act: (i) a physical or
			electronic signature of the copyright owner or a person authorized to act on their behalf; (ii)
			identification of the copyrighted work claimed to have been infringed; (iii) identification of the
			material that is claimed to be infringing or to be the subject of infringing activity and that is to be
			removed or access to which is to be disabled, and information reasonably sufficient to permit us
			to locate the material; (iv) your contact information, including your address, telephone number,
			and an email address; (v) a statement by you that you have a good faith belief that use of the
			material in the manner complained of is not authorized by the copyright owner, its agent, or the
			law; and (vi) a statement that the information in the notification is accurate, and, under penalty of
			perjury, that you are authorized to act on behalf of the copyright owner.
			Our designated copyright agent for notice of alleged copyright infringement or other legal
			notices regarding Content appearing on the Service is:
			FinalsClub, Inc.
			Attn: Copyright Agent
			1132 Massachusetts Avenue
			Cambridge, MA 02138
			Email: copyright@FinalsClub.org
			Please note that in addition to being forwarded to the person who provided the allegedly illegal
			content, we may send a copy of your notice (with your personal information removed) to Chilling
			Effects (www.chillingeffects.org) for publication and/or annotation. You can see an example of
			such a publication athttp://www.chillingeffects.org/fairuse/notice.cgi?NoticeID=16887. A link to
			your published notice will be displayed on FinalsClub in place of the removed content.
			We reserve the right to remove Content alleged to be infringing or otherwise illegal without prior
			notice and at our sole discretion. In appropriate circumstances, FinalsClub will also terminate a
			user's account if the user is determined to be a repeat infringer.
			PrivacyFinalsClub values your privacy.  We will never sell any personal user information stored on
			FinalsClub.org with any third-party corporations or organizations without your express consent.
			By using the Service you consent to the transfer of your information to the United States and/or
			other countries for storage, processing and use by FinalsClub.  Note that user information stored
			with any of our affiliate services, such as PBworks.com, is subject to the terms of service of
			those service-providers.  Please consult the respective Terms of Service for any affiliate services
			for specific details.</p>

			<h2>Links</h2>

			<p>The Service may contain links to third-party websites or resources. You acknowledge and agree
			that we are not responsible or liable for: (i) the availability or accuracy of such websites or
			resources; or (ii) the content, products, or services on or available from such websites or
			resources. Links to such websites or resources do not imply any endorsement by FinalsClub of
			such websites or resources or the content, products, or services available from such websites or
			resources. You acknowledge sole responsibility for and assume all risk arising from your use of
			any such websites or resources.

			</p><h2>Disclaimers; Indemnity</h2>

			<p>Your access to and use of the Service or any Content is at your own risk. You understand and
			agree that the Service is provided to you on an "AS IS" and "AS AVAILABLE" basis. Without
			limiting the foregoing, FINALSCLUB AND ITS PARTNERS DISCLAIM ANY WARRANTIES,
			EXPRESS OR IMPLIED, OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR
			NON-INFRINGEMENT. We make no warranty and disclaim all responsibility and liability for the
			completeness, accuracy, availability, timeliness, security or reliability of the Service or any
			content thereon. FinalsClub will not be responsible or liable for any harm to your computer
			system, loss of data, or other harm that results from your access to or use of the Service, or any
			Content. You also agree that FinalsClub has no responsibility or liability for the deletion of, or the
			failure to store or to transmit, any Content and other communications maintained by the Service.
			We make no warranty that the Service will meet your requirements or be available on an
			uninterrupted, secure, or error-free basis. No advice or information, whether oral or written,
			obtained from FinalsClub or through the Service, will create any warranty not expressly made
			herein.</p>
			<p>TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINALSCLUB AND ITS
			AFFILIATES, OFFICERS, EMPLOYEES, AGENTS, PARTNERS AND LICENSORS WILL NOT
			BE
			LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR 
			PUNITIVE
			DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, 
			GOOD-WILL,
			OR OTHER INTANGIBLE LOSSES, RESULTING FROM (i) YOUR ACCESS TO OR USE OF 
			OR
			INABILITY TO ACCESS OR USE THE SERVICE; (ii) ANY CONDUCT OR CONTENT OF 
			ANY
			THIRD PARTY ON THE SERVICE, INCLUDING WITHOUT LIMITATION, ANY 
			DEFAMATORY,
			OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (iii) ANY
			CONTENT OBTAINED FROM THE SERVICE; AND (iv) UNAUTHORIZED ACCESS, USE 
			ORALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON 
			WARRANTY,
			CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER
			OR NOT FINALSCLUB HAS BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, 
			AND
			EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS 
			ESSENTIAL
			PURPOSE.</p>
			<p>Some jurisdictions do not allow the exclusion of certain warranties or the exclusion or limitation
			of liability for consequential or incidental damages, so the limitations above may not apply to
			you.
			If anyone brings a claim against us related to your actions or Content on the Service, or actions
			or Content by or from someone using your account, you will indemnify and hold us harmless
			from and against all damages, losses, and expenses of any kind (including reasonable legal fees
			and costs) related to such claim.</p>
			<h2>General Terms</h2>
			<p>These Terms and any action related thereto will be governed by the laws of the State of
			California without regard to or application of its conflict of law provisions or your state or country
			of residence. Unless submitted to arbitration as set forth in the following paragraph, all claims,
			legal proceedings or litigation arising in connection with the Service will be brought solely in
			Santa Clara County, California, and you consent to the jurisdiction of and venue in such courts
			and waive any objection as to inconvenient forum.
			For any claim (excluding claims for injunctive or other equitable relief) under these Terms where
			the total amount of the award sought is less than $10,000, the party requesting relief may elect
			to resolve the dispute through binding non-appearance-based arbitration. The party electing
			such arbitration shall initiate the arbitration through an established alternative dispute resolution
			("ADR") provider mutually agreed upon by the parties. The ADR provider and the parties must
			comply with the following rules: a) the arbitration shall be conducted by telephone, online and/or
			be solely based on written submissions, as selected by the party initiating the arbitration; b) the
			arbitration shall not involve any personal appearance by the parties or witnesses unless
			otherwise mutually agreed by the parties; and c) any judgment on the award rendered by the
			arbitrator may be entered in any court of competent jurisdiction.
			These Terms are the entire and exclusive agreement between FinalsClub and you regarding the
			Service (excluding any services for which you have a separate agreement with FinalsClub that is
			explicitly in addition or in place of these Terms), and these Terms supersede and replace any
			prior agreements between FinalsClub and you regarding the Service.
			The failure of FinalsClub to enforce any right or provision of these Terms will not be deemed a
			waiver of such right or provision. In the event that any provision of these Terms is held to be
			invalid or unenforceable, the remaining provisions of these Terms will remain in full force and
			effect.We may revise these Terms from time to time. The most current version will always be on this
			page (or such other page as the Service may indicate). If the revision, in our sole discretion, is
			material we will notify you via posting to our website or e-mail to the email associated with your
			account. By continuing to access or use the Service after those revisions become effective, you
			agree to be bound by the revised Terms.</p>

			<p>The Service is operated and provided by FinalsClub, Inc., 1132 Massachusetts Avenue
			Cambridge, MA 02138. If you have questions about these Terms, please contact Andrew ~at~
			FinalsClub d0t org</p>
